Project: Prisoner Debt Financial Literacy – Stage 1
The project will explore a self-help kit to assist prisoners on entry to gaol, to address common financial issues and stabilise their finances.
If a person’s finances are not sorted when they enter prison, problems can develop and snowball. A prisoner may need to notify creditors that they are in gaol to avoid further debt and loss e.g. their telco, landlord, bank, debt collector, utility provider, Centrelink, Child Support, fine authorities, etc.
These debts can be a crippling burden when the prisoner leaves prison, in addition to all of the regular difficulties.
Prisoners face particular hurdles to solving financial issues. Prisoners often have low levels of literacy. There is no internet access and phone communication with creditors or authorities is difficult.
Stage 1 is a scoping stage – research and program design. Potential future stages include a pilot delivery in one location, and then a wider demonstration in four sites (each with evaluation).